Are you a golf cart owner in Los Angeles, San Diego, Riverside or Orange County and in need of some quick money? If so, Car Capital Financial can help.

We are a leading Southern California car title loan company offering title loans to owners of all kind of vehicles – including golf carts.

Whether you’ve got a custom Golf Cart or one made by Club Car, E-Z-Go, Eagle Golf Cruiser, Fairplay Cars, SoloRider, STAR Electric Mobility, Yamaha or some other brand, we can get you the money you want today!

Call us now at 1-888-500-9887 to get your golf cart title loan or read on for more additional details about our safe, reliable and affordable title loans.

How Does a Golf Cart Title Loan Work?

Title loans work by allowing you to raise money from your golf cart without having to sell or pawn it. To get a loan from us all you need is a golf cart that is either paid off in full or which only has a few remaining payments left.

When you take out a loan with us, you will be awarded cash in an amount of money based on the value of your golf cart. To secure your loan, we will take temporary ownership of your golf cart’s title (the pink slip), returning that to your name once you have finished making repayments on the loan.

You will have up to 36 months to repay your loan, and we do not charge any pre-payment penalties for early payments.

What are the Benefits of Getting a Golf Cart Title Loan?

Our title loans allow you to generate money from your golf cart without having to give up your use of it. That’s right, at Car Capital Financial, we let you keep using your golf cart as much as you want while you repay your loan. As long as you continue to make loan repayments, we won’t restrict your usage of the golf cart in any way whatsoever.

Additional benefits include:

• Our Loans Are Fast – You can get a title loan for us as fast as the same day of requesting it, meaning you could get the money you need in a matter of hours as opposed to the days or weeks it may take for a traditional bank loan to process.
• Our Loans Are Reliable – We are an established title loan company with over 15 years of experience. Working with Car Capital ensures that you’re receiving a loan from a trusted, reliable and safe company.
• Our Loans are Valuable – We will award you a cash loan based on the value of your golf cart, which could be as high as tens of thousands of dollars (depending on your vehicle’s value). If you need to raise a lot of money quickly, call us now to get your cash today!

How Do I Apply for a Golf Cart Title Loan?

The beauty of getting a title loan from Car Capital Financial is that as long as you are living in Southern California, we can come to you to get your loan processed.

Before we award you your loan we will need to take a look at your golf cart to determine its value, so call us now at 1-888-500-9887 to make your appointment.  Title loans are issued based on your ability to repay the loan.

When we meet with you, please bring along the following documents:

• Your valid driver’s license
• Proof of your address
• Proof of your insurance
• Your golf cart’s title (“pink slip”)

Once we’ve taken a look at your golf cart and documents, we will make you a cash offer. Should you accept, we’ll sign some quick paperwork then deliver your cash within mere minutes of signing!

What’s the Next Step?

To get a golf cart title loan from Car Capital Financial, you first need to call us at 1-888-500-9887.

If you have a poor credit score, you may think that getting an auto loan out of the question, but that’s not the case and especially in 2013. While it is true that many traditional lenders aren’t providing money to poor credit score holders, there are some that are now beginning to do so thanks to the economy’s gradual recovery.

More importantly, however, is the fact that you don’t even have to rely on traditional lending in order to raise money to buy a car anymore, since car title loans provide a safe, reliable way for people with poor credit to get auto loans. If you’re looking to buy a new or used car outright, or if you need help raising money for a down payment on one, then give us a call today!

Car Capital Financial is a leading Southern California auto title loans company with over 15 years of experience helping people just like you raise money at quick notice. We can get you the cash you need today, in as little as 30 minutes from receiving your call at 1-888-500-9887.

How to Get an Auto Loan if You Have Poor Credit

If you want to get a traditional car loan (as in getting a loan from a company that specializes in providing loans for financing new or used cars) then you may be able to increase your chances of getting your loan approved by taking the following steps:

• Try to Boost Your Credit Score Rating – This is the most obvious but also most important suggestion. Getting auto loans with poor credit are possible but can require a lot of research and time, so the easiest way to boost your hopes of getting a loan approved is to improve your credit score ASAP. Perhaps your credit score is down because of a certain bill you need to pay or you simply haven’t paid off your credit card balance in a couple of months. Whatever the cause is, create a plan of action to begin paying off your debt, and once you begin paying it off you could easily see your credit score quickly begin to recover.
• Look for Companies That Specialize in Poor Credit Auto Loans – A quick online search will reveal a plethora of companies that specialize in awarding auto loans for people with bad credit. A drawback of having bad credit is that you are likely to be charged a higher interest rate from a traditional lender, but it may be worth it anyway.
• Explain to Lenders Why Your Credit Score is So Low – Is your credit score low because of one unexpected event? Did a huge medical bill or another financial emergency wipe you out? If your credit score has usually been either good or at least decent and has just been affected because of a single high costing incident, a lender may be sympathetic and more trusting in lending you the money. Once you’ve explained why your score got so low, make sure to emphasize that you have a plan to pay off your debt and that you are not being irresponsible with your finances.
• Get a Co-Signer Who Has Good Credit – You could get a co-signer for your auto loan that has good or outstanding credit, which could help counteract the damage your poor credit score has on your loan application. Choose someone who you can definitely trust and vice versa, and he or she could dramatically increase your chances of getting your loan approved and being awarded a fairer interest rate to boot.

Title Loans as Auto Loans for People with Poor Credit

If you don’t want to borrow money from a car financing company or if your credit score is so dire that there’s no way you’d ever get approved then you should consider taking out a car title loan on your existing vehicle.

To get a title loan, you’ll trade temporary ownership of your car’s title for access to immediate funding (usually in the form of cash), which you’ll be able to pay back in increments over an extended period of time.

With a title loan from Car Capital Financial, you’ll still be able to drive and use your car as much as you want, however, making it a great way to raise cash without having to sell, pawn, sacrifice the use of or access to your car.

Financing a new or a used car can be very tricky, especially if you have a very low credit score rating. Fortunately, Car Capital Financial can make auto loans to anyone, regardless of credit score, but better yet, we don’t charge higher interest rates to those with poor credit!

Title loans are an excellent no credit check loan option and could give you the break you need when trying to get approved for a poor credit auto loan.

Why Car Capital Financial?

If you are looking for a title loan in California, choose Car Capital Financial. We have over 15 years experience in awarding title loans to residents from Orange County, San Diego, Los Angeles and Riverside County. We specialize in delivering fast, reliable and affordable car title loans.

Bad credit score? No problem! We don’t care what your credit score is. In fact, we won’t even ask you for it or try to check it. Choose Car Capital Financial for a title loan that you can count on and you could get the cash you need in as little as 30 minutes.  Title loans are issued based on your ability to repay the loan.

Call us now at 1-888-500-9887 to get your money today!

Are you a boat owner in California and in need of some fast money? Have you almost paid off your boat, or is it already paid off in full? If so, you can get an affordable boat title loan from Car Capital Financial today!

Car Capital Financial is a premiere Southern California title loans company offering loans for a wide variety of vehicles, from boats to cars, motorcycles, RVs, trucks and wave runners or other personal watercraft for qualified borrowers. We’ve provided cash title loans on boats to Southern California residents for over 15 years, and we’re ready to help you right now.

[Read more…]

Are you a motorcycle owner that needs money fast? Have you paid off your motorcycle in full or do you just have a few remaining payments? If so, Car Capital Financial may be able to help you get the money you need today! We award title loans based on your ability to repay the loan.

Car Capital is a premiere Southern California title loan company with over 15 years in the business.  We’ve provided thousands of safe, reliable and affordable title loans to motorcycle owners in financial need just like yourself, and we’re ready to help you right now.

[Read more…]

What is an Auto Title Loan?

Auto title loans provide you with enough money to cover many of your financial needs and they are a reliable source of emergency cash during times of financial desperation. Taking out a title loan involves temporarily exchanging your car’s title in return for cash from a lender.

The process begins with taking your car to the lender for evaluation, where you will be presented with an offered loan amount based on how much they feel your car is worth. If you decide to take the deal, you will be awarded an immediate sum of money in the form of a short term loan, and you may be able to continue to drive your car as long as you make loan repayments on time.

Your car’s title or pink slip will be returned to you once you have repaid the loan, plus interest, and you’ll have avoided financial disaster in the mean time. Ultimately, an automobile title loan is an effective way to attain money quickly, easily, and from a reliable source.

What Kind of People Get Title Loans?

All sorts of people have relied on car title loans to get them through troubling times, and for a variety of different reasons. However, many people tend to use title loans to make an immediate payment for something urgent which can’t be put off any longer.

Many who used title loans have already tried other loan alternatives, but found themselves unable to rely on other types of loans due to urgency, poor credit, or other complications. Fortunately, car title loans are one of the safest forms of no credit check loans available, and virtually everyone who owns a vehicle is eligible to receive one.

10 Top Reasons Why People Take Out Title Loans:

1. Medical Bills

Medical bills can be pricey, with or without insurance, and when people run into trouble making their payments on time, they face huge interest rate hikes, late fees and other financial penalties. If you’re faced with this kind of an emergency, then a vehicle title loan could help you come up with the cash you need to get by. One of the beauties of title loans is that they can deliver cash in less than an hour, so if you have an impending deadline, an auto title loan can get you the needed money straight away.

2. Student Loans

Student loans are grueling, haunting, annoying, and they just never seem to go away. Unfortunately, student loan companies are notorious for demanding payments regardless of your economic standing, and the penalties for missing payments can be extreme. Now that it’s impossible to discharge student loans via bankruptcy, missing payments enters you into a vicious cycle of ever-increasing interest rates, higher payments, and a greater likelihood of defaulting on your loan, but if you ever find yourself faced with student loan payments that you can’t afford, then a title loan could help you come up with the missing funds. Many individuals have put significant dents in their student loan debt, or even paid it off entirely, by relying on the money they received from affordable auto title loans.

3. Utility Bills

Has your financial situation gotten so severe that you can no longer pay your electricity, cable or water bills? Well keep the lights on and the water boiling with an effective auto title loan! As long as your car is either paid off in full, or nearly paid off, there’s a good chance you’ll be able to get approved for a title loan, and the nicer your car is, the more money you can get for it. Whatever the value of your car may be, when you’re raising money to pay the utilities, every little bit counts, so don’t delay!

4. Credit Card Debt

Perhaps you went a little overboard with your credit card spending or you were forced to take out a cash advance to cover an emergency cost? Whatever the reason may be, you can use an auto title loan to pay down or pay off outstanding credit card debt and avoid interest rate hikes or even bankruptcy proceedings. Credit card debt is the worst kind to have (especially due to the extreme interest rates applied to missed and late payments), so keep title loans in mind when faced with this situation, especially since they can often be attained without having to pass a credit check.

5. Rent Money

One of the scariest financial situations that anyone ever has to face is finding themself without enough money to cover the month’s rent payment. Without rent money, you risk being evicted and facing homelessness, which makes paying the rent a top financial priority for virtually everyone. If you do ever find yourself unable to cover rent, you may want to take out an auto title loan to prevent eviction or legal action being taken against you by your landlord. Of course, relying on a title loan to pay the rent will mean you end up owing more money down the line (due to interest), but if it keeps a roof over your head in the meantime then it just might be worth it.

6. The Holidays

The holidays can be an absolute nightmare for anyone who is financially struggling, and this is especially the case if you have young children that are expecting lavish meals and lots of gifts. Paying for the holidays may be a daunting challenge, or even seem impossible at times, but a title loan could provide you and your family with enough money to create the best holiday yet. Auto title loans have been used to help pay for holiday costs for years, even when they’re taken out at the last minute, since cash can be provided so quickly. If you come up short of money you need for gifts this next holiday season, remember that an auto title loan could save your Christmas!

7. Mortgage Payments

If you’re fortunate enough to be a homeowner, then you’re likely all-too-familiar with making monthly mortgage payments. But what do people do when the mortgage is due and there isn’t enough in the bank to cover it? Many have relied on auto title loans to cover the difference. Countless people have avoided defaulting on payments and escaped foreclosure by leveraging the value of their vehicles’ equity to take out a title loan. If you ever find yourself in the same situation, don’t forget that an auto title loan can help you keep your home.

8. Unemployment Issues

Currently, millions of Americans are unemployed, facing financial hardship and resorting to all sorts of ways to make ends meet. If you find yourself in dire financial straits, know that there are solutions to help cover your costs. If your severance package runs dry and your savings are dwindling, an auto title loan may be just what you need to save the day. Use a title loan to delay running out of money while you figure out a way to get yourself back to work.

9. Helping Someone Out

In this tough economic climate, you likely know several people, perhaps even immediate family members, who could do with some financial assistance. Maybe one of your relatives has recently been laid off or has medical bills they can’t afford to pay. If you want to help but can’t afford to with your current savings, then a title loan could loosen up your purse strings enough to help you extend a lending hand. Many people have used auto title loans to raise cash for friends or family members to help them get out of a tough financial spot.

10. Vacations

Have you had a really bad year? Need to get away from it all for a week or two, or even just for a day? If you answered yes, we’re guessing you’ve got a fantasy getaway vacation in mind. An auto title loan could help turn that daydream into reality by providing you with enough cash to send you wherever it is you’re desperate to visit. If you need a break, but don’t have the money, a car title loan could mean the difference between remaining at home and enjoying yourself on one heck of a holiday abroad.

Car Capital Financial, Inc

If you’re looking for a quick cash solution to your money problems, then an auto title loan could be just what you need. To arrange a top-notch car title loan in California, look no further than the experts at Car Capital Financial.

Car Capital has served Southern Californians now for over 17 years, providing safe, effective and affordable auto title loans. Title loans are issued based on your ability to repay the loan. Thousands of individuals have escaped financial pitfalls with the assistance of reliable car title loans, and in this tough economy, they’ve become one of the most reliable forms of financial assistance.

Call Car Capital Financial at 1-888-500-9887 to set up an evaluation for your vehicle today, and get on the path to financial freedom with an excellent no-credit check title loan of your own.